Client Hub Tax Diagnostic
Portugal Tax Advisors for Expats & Cross-Border Complexity

Portugal Tax Planning and Compliance, Built for Your Global Life

Whether you earn in one country or ten, we build a cross-border tax plan that maps every income stream and treaty obligation to the right jurisdiction while capturing efficiencies you're missing and exposures you haven't seen.
TaxBordr is a Lisbon-based boutique firm exclusively serving Americans, British, Germans, and Canadians with tax exposure in Portugal—whether planning a move, already resident, or managing ongoing cross-border ties. Founded and led by a Portuguese native with postgraduate specialization in taxation and Big 4 international experience (EY Portugal foreign investor team and KPMG US client matters), we only take on complex cross-border cases that local accountants and general expat firms cannot handle.
Book a Tax Consultation
⛨ Consultation fee credited toward any engagement over €1.500.
hero-telmo (1)
Telmo Ramos, Founder
250+ Clients
15+ Countries
4.9 on Trustpilot
4.8 on Google Reviews
100% Tax Dispute Success Rate
English-Speaking Team

Sound Familiar?

You moved to Portugal or you’re about to and you’re not sure whether you’ve already triggered tax residency. The 183-day rule sounds simple until you realise it’s not the only test, and getting the start date wrong can mean full-year worldwide tax exposure.
Your home-country accountant says one thing. Your Portuguese accountant says another. Neither has looked at the other’s return, and you’re the one paying twice when the treaty credits don’t match.
Pensions, ISAs, RSUs, rental income, crypto, and more. You are unsure how Portugal will tax each stream, what choices you should consider, or what you actually need to report on Anexo J.
HP-problems
Year two compounds what year one ignored. Regime windows close. IFICI/NHR status needs defending.

The Solution

The gap between generic advice and your actual situation is where tax risk and opportunities live. Taxbordr closes that gap.

What We Do

Integrated advisory across every dimension of cross-border tax, under one roof, one methodology.

Portugal Tax Residency & NHR/IFICI Advisory

Residency assessment, IFICI eligibility review, and retroactive NHR claim support. We confirm your tax position before deadlines close and build the documentation AT expects if they ask questions.

Portugal Tax Residency & NHR/IFICI Advisory Residency assessment, IFICI eligibility review, and retroactive NHR claim support. We confirm your tax position before deadlines close and build the documentation AT expects if they ask questions.

Cross-Border Expat Tax Compliance & Treaty Relief

Annual filings, Anexo J, foreign income reporting, and treaty credit coordination with your home-country advisor. One consistent cross-border strategy instead of two conflicting returns.

Cross-Border Expat Tax Compliance & Treaty Relief Annual filings, Anexo J, foreign income reporting, and treaty credit coordination with your home-country advisor. One consistent cross-border strategy instead of two conflicting returns.

Digital Nomad & Freelancer Tax Strategy

Sole trader vs. entity analysis, simplified regime eligibility, social security coordination, and income structuring for remote workers and freelancers based in Portugal.

Digital Nomad & Freelancer Tax Strategy Sole trader vs. entity analysis, simplified regime eligibility, social security coordination, and income structuring for remote workers and freelancers based in Portugal.

Portugal Business Formation & Corporate Tax

Lda formation, corporate tax registration, shareholder structuring, and ongoing compliance for businesses established or relocating to Portugal.

Portugal Business Formation & Corporate Tax Lda formation, corporate tax registration, shareholder structuring, and ongoing compliance for businesses established or relocating to Portugal.
Also popular: Late NHR reviews · Tax audit & dispute support · Cross-border structuring

Who We Work With

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US, UK, South African, Canadian & EU Expats

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Digital Nomads & Freelancers

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Business Owners Relocating to Portugal

retirees

HNW Individuals & Retirees

Who’s Behind Your Tax Position

Telmo Ramos is the founder and technical lead of Taxbordr. A licensed tax advisor registered with the Ordem dos Economistas (Cédula No. 16379), Telmo holds a Master’s degree in Taxation and international tax certificates from Luxembourg. He trained at KPMG Luxembourg on EU treaty work and at EY Lisbon on Portuguese domestic practice with foreign income dimensions. Every planning engagement, advisory opinion, and sign-off goes through him personally. 

Taxbordr is not a generalist firm that occasionally handles expat returns. Cross-border tax consulting is all we do. The analysis is Big 4 methodology at boutique scale, direct founder access, no junior handoffs, and a written deliverable you can share with any advisor, institution, or authority. 

Telmo Ramos telmo_ramos (1)
Telmo Ramos
Read more about Telmo and the team
Ordem dos Economistas — Cédula No. 16379
MSc Taxation (Portugal)
KPMG Luxembourg — EU & International Tax
EY Lisbon — Portuguese Tax Practice
International Tax Certificates (Luxembourg)
Fluent English & Native Portuguese

Join hundreds of expats from 15+ countries who stopped guessing and started planning

Free initial assessment
Consultation fee credited toward engagement
Book a Tax Consultation

What Clients Say After Filing Season

“I had a CPA in New York and a contabilista in Lisbon. Neither had ever looked at the other’s return. For three years, my equity compensation was taxed at full progressive rates when treaty credits should have applied. Telmo showed me the gap in the first 30 minutes and sent my CPA a coordination summary with the specific treaty articles. The first-year correction recovered €11.200. What I valued most was that both filings now tell the same story.”
— James W., software engineering director, US → Lisbon (2023)
“I’d been freelancing from Lisbon for a year without any formal tax position. I was afraid to ask because I assumed the answer would be expensive. Telmo’s consultation laid out three options with the tax impact of each. He recommended sole trader under the simplified regime — no entity needed, total setup cost under €300. He could have sold me a company formation. Instead he told me I didn’t need one. That’s why I’ve referred four other freelancers to him since.”
— Ava C., UX designer (freelance), Canada → Lisbon (2023)
“We booked expecting to need the full annual package. Twenty minutes in, Telmo told us our situation didn’t warrant his fees and referred us to a local contabilista he trusted. A year later, when my wife started receiving UK pension income, we came back. This time the cross-border complexity was real. The fact that he turned us away the first time is the reason we trust him completely now.”
— David & Laura M., retired, UK → Algarve (2021)

How It Works

Step 1

Diagnose

Book a consultation. You leave with a Position Memo: your residency status, risks, opportunities, and next steps.
consultation
Step 1
Step 2

Plan

We build a detailed tax strategy — including formal tax memos where your situation demands it.
implement
Step 2
Step 3

Implement

We handle filings, registrations, and coordination with your home-country advisor.
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Step 3
Step 4

Protect

Ongoing compliance, deadline tracking, and defensive documentation if AT asks questions.
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Step 4
One-off consultation · Annual compliance · Full advisory retainer

Frequently Asked Questions

 

 

Will I be taxed twice if I move to Portugal but still have income in the US, UK, South Africa, or Canada?

You may still have filing obligations in both countries. In many cases, tax treaties and foreign tax credit rules are designed to prevent full double taxation, but only if your filings are aligned correctly. We coordinate the Portugal side with your home-country position so you don’t overpay or misreport.

If I stay more than 183 days in Portugal, when do I become tax resident and what income gets taxed?

You can become Portuguese tax resident if you spend more than 183 days in a relevant 12-month period or if you maintain a home in Portugal as your habitual residence. Once resident, Portugal generally taxes your worldwide income. If you moved mid-year, your residency start date is critical.

Is NHR still available, or do I need IFICI (NHR 2.0) in 2026?

The original NHR regime was repealed for new entrants from January 1, 2024. IFICI is now the main incentive route for eligible profiles. We assess your facts first, then confirm whether IFICI or another strategy is the right path.

As a digital nomad in Portugal, should I stay self-employed, use my home-country company, or open a Portuguese company?

There is no one-size-fits-all answer. The right structure depends on residency status, income type, client location, and social security. We compare options side by side so your setup is both tax-efficient and compliant.

Do you coordinate with my home-country accountant (IRS/HMRC/SARS/CRA), or do I need two separate firms?

Yes, we coordinate directly with your home-country advisor so both filings follow one consistent cross-border strategy. This avoids common mismatches on treaty positions and foreign tax credits.

How much does expat tax advisory in Portugal cost, and what’s included?

Pricing depends on scope: one-off strategy, annual filings, or full cross-border support. We define scope, deliverables, timeline, and fee before work starts so you know exactly what’s included.

How are RSUs, stock options, and other equity compensation taxed when you move to Portugal?

Equity compensation often spans multiple jurisdictions depending on where you were resident during the vesting or exercise period. We map each tranche to the applicable treaty provisions and Portuguese domestic rules to determine the correct allocation, ensuring you don't pay tax on income that should be taxed elsewhere.

Do you handle company formation for digital nomads in Portugal?
Yes. We advise on structure selection (LDA, unipessoal, freelancer registration), regime eligibility, and the tax implications of each option for cross-border income.
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Your global life shouldn’t wait on tax uncertainty

Join hundreds of expats who got clarity on their Portugal tax position. One conversation is all it takes to know where you stand.
Consultation fee credited toward any engagement over €1.500
Book a Tax Consultation
Questions before booking?
info@taxbordr.com
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